Borrowers
Understand, manage, and pay back your loans with confidence.
Your journey starts here
You took on debt to get ahead, not to fall behind. Whatever your goals might be, we'll guide you on your journey to get there.
Understand your loan
See your loan details and track your overall progress easily on the Scratch platform anytime, anywhere.
Manage your loan in just a few clicks
Make payments, set up Autopay, change your due date, view documents, and more.
Get personalized support
Questions about your loan? Call, chat, or email a Scratch Loan Guide and we'll help you out.
Navigate the ups, downs, and surprises
Change in your life that affect your loan? We'll help you find the best path forward.
How can we help you?